Showing posts with label spending. Show all posts
Showing posts with label spending. Show all posts

Saturday, August 16, 2008

I CAN SHOP!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!!

Really, in general I am not much of a shopper and usually break into open hostility when drug along to the mall on a weekend, but after 90 days of not buying anything but food, it feel marvelous. Wonderful. Refreshing. I'm going to have to see if banning myself from cleaning the house has this sort of effect.....

It's 6:47 AM and through the miracle of the internet, I have spent $10.57 on 2 hanks of yarn to finish this:
which from the picture could be anything--most likely some sort of bag--but it will be a shawl, and when I started it about a year ago, I somehow didn't use the yarn I had purchased specifically for it and which there was enough of, but instead chose a yarn that I had bought for something else & which there was not enough of. Guess what I didn't learn until after the spending ban had begun? That was an easy one, wasn't it?

The thrill of entering my credit card number, updating my shipping information because I'm on a year-long yarn buying ban (except if it is to finish a project that I started without knowing I would need to buy more yarn--closing a loophole that I would totally have exploited by now) and hadn't ordered from them in so long that my information was no longer current, and now knowing that sometime in the next few weeks there will be a box outside my door containing yarn....!!!!!!!!! I don't even need to spend the remaining $89.43--I've just had the most satisfying retail experience of my life!

I have achieved a little personal growth--or knowing I will have to be fessing up on the blog later does stop me from doing the really embarrassing once in a while. The website in question offers free shipping on orders over $50. Normally, as it's yarn and I am completely delusional about how fast I can knit, I would have thrown in some yarn for a sweater (they did, in fact, have a hunter green wool that I think would make a nice sweater for Andy--I'm totally selfless if I get to buy yarn), or maybe some sock yarn, or some laceweight yarn because it's small and doesn't take up much space, and to avoid paying $2.99 in shipping costs, I would have purchased another $45-75 in yarn. Whew, money choices like that--I should go into politics!!!!!

$89.43 to go!

Tuesday, August 5, 2008

Day 88 - We'll Be So Glad To Be Consumers Again

Since we had 90 days of not buying anything new to endure, we've basically been taking every catalog that arrived and depositing it straight into the recycling bin. No sense in useless temptation. Since we're so close to being done, however, tonight I flipped through a baking catalog that arrived.

SO tempting!

First we have square biscuit cutters
for those who are unable--or have forgotten how--to cut on a grid.

Or how about a peanut butter and jelly knife for children who don't want to get peanut butter in the jelly
and aren't smart enough to figure out to use two knives.

Or how about an onion keeper?
Which seems to be an acrylic bowl with a lid that costs 3 times as much as an acrylic bowl with a lid that isn't an onion keeper.

Well thank goodness we'll be free to buy things again. Look what we've been missing!

Sunday, January 20, 2008

A Month Later - Month of Not Buying Anything New Aftermath

We've been able to buy things for a month now, but have not reverted back to "impulse buying" yet. Apparently when you've had to fantasize for weeks about buying epoxy, it sticks with you. Deciding to establish more of a budget, I set up an "allowance" for each of us through our online bill pay. We each have a credit card in our own names only in case one of us has identity theft problems, so I set it up so our online bill pay sent our allowance directly to our personal credit cards. This worked really well for me, since my card is from my old bank, but logging in to our account one day, I noticed that Andy's card showed no recent transactions. Andy checked with the bank. Their response: "That's a great idea, but it doesn't work."

It turns out that when we used online bill pay, it sent a check back to our own bank, and they automatically put it back in the checking account--apparently not stopping to wonder why we were writing checks to ourselves. So, since our account was linked to the credit card, I set up automatic transfers, which worked quite nicely until about two weeks later---the card balance was back to zero.

Now it's Andy's allowance, not mine, so if he wanted to spend every single dime of it, that is his choice, but what were the odds of spending the EXACT amount? So I checked with Andy, who had not been on a spree, and he called the bank. Their response: "That's a great idea, but it won't work."

Since the accounts are linked, in an effort to be helpful, our bank automatically moved the money back to the interest-bearing checking account because who would want to keep a negative balance on their credit card????

No wonder we are a nation of debt--it's the only thing our banks understand!

We do want to make our "reduced spending" habits permanent, so we have decided to go 3 months without buying anything new--starting when Andy gets laid off at Micron, which is slated for the end of June. Seems like good timing: make no money, spend no money. The new experiment will coincide with both our birthdays AND our wedding anniversary, which will be interesting. Maybe a little "shopping ahead" is in order......

Monday, December 17, 2007

The Aftermath

And what have we been doing with ourselves since the spending ban lifted? Have we been left laying on the floor, panting and exhausted, after a frenzy of retail activity?

OK, there has been a bit more spending. We needed a few items to finish Christmas gifts--most notably google-eyes and fabric paints for the puppet kits. Then the mad wrapping binge, which I am proud to say was done without tempting purchases like gift boxes, gift tags, and gift bags. Four hours later and:
At least we are doing our part for the economy via the United States Postal Service.

I thought there would be a huge temptation to buy lots of "impulse items," and though it has been fun to look knowing we could buy things, when you look at something and have to ask yourself, "Is this worth waiting a month for?" the answer is invariably "no." So our spending has still been quite moderate--with one exception:

New tires for Andy's truck.

We are wild, I tell you--just wild.

Thursday, December 13, 2007

We Rejoin Capitalism!

The spending ban is over!!!! We are capitalists again!!!

I started the day with these two gentlemen:


First thing on our agenda:
They're even knitting stamps--it just doesn't get better.

Then I went hunting for the missing material for Andy's Christmas present:



Nada. Nothing. Zip.

Not just one store--I checked all the local stores. At the last one, a clerk asked if he could help, so I described what I was looking for, that I'd been to several stores looking for this particular material, and that this was the very store the material originally came from, hoping for something.

"Yeah, that happens."

OK, I should have been more specific--I was hoping for something HELPFUL!

My next call was to "America's Best" Eyeglasses--heavy stress on the quotation marks--asking if they could order another set of frames for my glasses, as the lenses are still fine. Not only did they not still carry them, they do not fix, take special orders, or in any way do anything helpful except sell new glasses. Long live the capitalistic spirit.

The next call located a lovely gent, who for only one of my Mr. Hamiltons, restored me to a working, somewhat less attractive, set of glasses:


The picture is a bit blurry, but my last few days have been pretty blurry, so it seems fitting.

The next purchases are surprise Christmas gifts for Andy, and cannot be pictured here....

but after a soda, I ended my evening with


$1.09.


How Andy spent his $40:

The gloves are for me (how sweet is that?!), THE EPOXY, headphones for his iPod (his last ones stopped working a few days ago), hinges, a switch box, a light switch, superglue, a plug in, and a switch plate. As he was positively gleeful tonight, these things are apparently of high interest to the male population--go figure.

Side note: I got home tonight to find this from Joann's Fabrics:

I have news for them--I tried REALLY hard to buy something from them today. If their sales are down, they have no one to blame but themselves.

Wednesday, December 12, 2007

Day 31 - HALLELUJAH!!!!! It's the last day!!

Today is the last day of the self-imposed spending ban! Tomorrow morning we will each receive our $40 allowance and can go as wild as anyone can with only $40.

I AM BUYING STAMPS!!!!

Tuesday, December 11, 2007

Day 30 - In Which I Am A Child

After the mad rush to finish projects this weekend, and with an upcoming trip to Disneyland involving a plane trip & standing in some long lines, I decided to cast on the Elizabeth Zimmermann Pi shawl as a good portable project. It's a circular shawl based on the geometric principle of pi, and can be as simple or as complicated as one wishes to make it--the shawl I mean. Pi can get pretty complicated when you get right down to it..

I have been thinking about this for several days, and decided it would be a great chance to use a variegated lace yarn. Variegated yarns are sort of like summer hats--they look great at the time, but one never knows exactly what to do with them later. If you use them for shawls and scarves, the changes in color can detract from the lace pattern you may be using. But, like hats, they look fabulous in the store and I am convinced to buy them, only to have them take up permanent residence in the back of my closet.

Probably a year ago, I bought a colorful yarn that I absolutely loved from Knitpicks. It's bright purples & pinks & turquoise and I even had a shawl in mind when ordering--which doesn't happen very often. Of course, as the shawl I picked out involves a very detailed pattern, the yarn didn't look good and I frogged (ripped) it out. So, last night I dug out the yarn--marveling again at how much I love the color--and then it hit me.

If I use this yarn for a project, I won't have it in the stash any more.


A very sobering thought, for even though I haven't done anything with it, and rarely even see it, I know I have it. Even if the shawl doesn't use all I have, I won't have as much as I have now.

This was a problem.

Part of what leads to SABLE (Stash Accumulation Beyond Life Expectancy) is the knitter's secret belief that while there may always be yarn, there may not always be THIS PARTICULAR yarn, and there is, of course, no guarantee that there will always be yarn AS GOOD AS this yarn--hence the knitterly compulsion to hoard. Knitted objects we are willing to share, but yarn itself....that's a bit of a different story.

Then I remembered--THE SPENDING BAN IS ALMOST OVER!!! I can order more of the same yarn!!! This was such a relief that I actually went on line to see if the yarn was still in stock and to move some to my shopping cart in preparation for Thursday....and then that little voice of reason piped up,

"Are you out of your mind?!!" (my little voice of reason is often quite loud)

As my little voice was perhaps trying to remind me, I already have FAR more yarn than I am willing to admit to on this blog, and this is one of the few projects that might look good with this yarn. Not to mention, there was the thought of standing in front of Andy Thursday night, with my broken glasses dangling off my nose, that after a month of no spending, explaining that the thing I really needed most was yarn. Pride may goeth before a fall, but it does sometimes keep you from making a colossal fool of yourself in front of your spouse.

And the Pi shawl is begun.....

Sunday, December 9, 2007

Day 28 - We're "Pending"

Just a few days left, and 14 gifts are done except for the few key things we need to purchase to finish them. The Christmas letter is written, but now has to wait until we can buy more stamps. I have tracked down the name & model number of the frames of my glasses and will be stopping at the optical shop first thing on the 13th.

Maybe I'll start addressing our Christmas cards as having been sent from "Limbo Land."

Saturday, December 8, 2007

Day 27 - The Temptation

With only a few days left, the temptation has certainly increased. Wednesday we can buy things. That is SOOOO close. Counting the HOURS close. Do you have any idea how tempting it is to take the day off on Wednesday? Luckily, we have set a $40 limit for each of us. Otherwise, Visa would probably flag our account for unusual activity on the 13th & suspend our account. Maybe we should warn them anyway?

The first thing I'm buying is the yard of material for Andy's Christmas gift. I almost stopped by the store today to see if I could put it on some sort of layaway, since fabric stores tend to change their inventory, and if I can't find the same material I have not yet conceived a back-up plan. I'm going to be stressing over this until I whip out the Visa on December 13. I'd like to say that I will have learned my lesson about double-checking after this little episode, but while hope springs eternal, it doesn't winter very long.

Friday, December 7, 2007

Day 26 - How Sad Are We?

I thought David might enjoy making some paper chains to help decorate the house for Christmas, but before mentioning it, we had to inventory his art supplies to make sure we had enough construction paper ON HAND. As he's only here one night a week, we're not sure if David is actually a participant in the "buy nothing new" program, but since he's not quite 8 he has no real money of his own, so it's sort of a moot point.

It gets worse--I was going to suggest making Christmas cookies--which in my world means decorated sugar cookies--but that will be postponed until we can purchase the metal decorating tips I had promised last year.

An adventure--an obsession. It's such a fine line........

Thursday, December 6, 2007

Day 25 - New Ways to Not Buy Anything

1. Start working really long hours.

2. Stay away from Amazon.com.

3. Fall behind on writing the annual Christmas letter. Start stressing about it.

4. Take a really time-involved quilting class that makes you want some serious time apart from your sewing machine & all things fabric-related.

5. Start overbooking social engagements.

6. Remember what retail areas are like during the holiday shopping season.

7. Regularly visit the respective yarn & wood "stashes" and mentally inventory the number of "potential projects" you already own.

8. Commit to daily blog updates.

9. Tell other people about your experiment. Fear the thought of the public shame of giving up 5 days early.

10. Run out the door forgetting your wallet anyway.

Wednesday, December 5, 2007

Day 24 - Signs This Might Have Been a Really Bad Idea

1. I'm wandering around the house in the mornings with one-armed glasses hanging partially off my face like some bizarre form of pince-nez.

2. Andy is having dreams about shopping, which may get his testosterone revoked.

3. Our mail carrier is developing hernias from delivering 4 pounds of catalogs every day for absolutely no reason.

4. I wouldn't go to the Indian spice store to pick up ingredients for a new recipe because it "felt like cheating."

5. Joann Fabric's is sending me twice as many sale fliers as normal--their sales are obviously down.

6. Grocery shopping has become exciting.

7. We can't send Christmas cards until AFTER December 12.

9. Andy is looking forward to being allowed to buy a $3 tube of epoxy.

10. I'm starting to look longingly at stores--even Walmart.

Tuesday, December 4, 2007

Day 23 - I Was Smug Again

The universe really seems to hate smugness. Last night, I was feeling a bit too sure of myself. We only have a few days left in our no-spending experiment, and while I didn't actually say it, the term "piece of cake" did run through my mind.

And that's when the universe gets you.

This morning I discovered that my glasses had fallen off the nightstand & sometime in the middle of the night, I must have stepped on them, or something that was on top of them, because they are broken today. Most of the day I wear contacts, but I am now reduced to being blind as a bat first thing in the morning and at night--or at least until the stupid little experiment I dreamed up is over. Repairs might have been allowed, but we're at the "new frames" stage, and that qualifies as a "thing" and can't happen until December 13. Rats.

"Piece of cake." What was I thinking?????

Monday, December 3, 2007

Day 22 - We've Reached "Perspective"

After 22 days of the no-spending rule, we have adjusted. The 4 catalogs in today's mail were deposited in the recycling bin immediately. I generally don't even open the sales-oriented emails anymore, in spite of the offers of free shipping & huge discounts if I will once again participate in the capitalistic process. We have books we haven't read, movies we haven't watched, cooking utensils we haven't used...we aren't even going to discuss the respective wood & fabric stashes...there are just very few things we actually "need" that we don't have. And we realize that.

Today's winner in the useless-items-we-will-never-buy category: sock yarn that has to be washed by hand. For the nonknitting public: socks are, for some insane reason, fun to knit. Yes, I realize you can buy 6 pairs for $6 at any store in the country, but there is something about turning a heel that makes a knitter feel brilliant. (This is inherently satisfying since much of knitting involves getting the knitter's tail kicked by the brilliant physicist who designed a sweater that would only come out correctly if the exact gauge were achieved at the precise moment in the lunar orbit....knitters will understand this.) So, socks are lovely, lovely projects. They are portable, generally require no seams, and are faster than sweaters. HOWEVER--I don't think I am a lazy person, nor am I unwilling to lovingly handwash the lovely alpaca sweater I made my husband to celebrate our honeymoon. But socks?????? Pure wool socks--which will shrink to the size of baby booties if one were to accidentally wash them with the normal socks--this I am supposed to invest $20 and many hours of my life??

I think not.

Sunday, December 2, 2007

Day 21 - Things you can do without spending money

1. Drive your mate crazy by tracking down every version of "A Christmas Carol" you can find at the local library and playing one every night until Christmas.

2. Decorate your house with mismatched decorations.

3. Finish projects that you've long since lost interest in, just because you can't buy new ones.

4. Try a new bread machine recipe--provided you already have the ingredients & the bread machine.

5. Fantasize about what you will buy when the spending ban is over.

6. Do laundry.

7. Play board games, even if "Payday" and "Monopoly" feel like cheating on the "No Spending" rule.

8. Put up outdoor lights that look like you hired a color-blind decorator.

9. Ridicule the 37 catalogs you receive in the mail each day.

10. Discuss what other strange "experiments" one can do for a month.

Saturday, December 1, 2007

Day 20 - Problem Solved!

Secret Santa gift number two is due next week and...


Mr. Flurry was finished this afternoon. Total cost: hard to say, though well under $5 as I already had the yarn & he doesn't take much.

Being done ahead of schedule......Priceless, and frankly shocking.

Friday, November 30, 2007

Day 19 - Rats, Stamps are "Things"

I was at the post office last night mailing birthday packages to nieces (without the aid of gift boxes, as we didn't have any), and was about to purchase some stamps for the upcoming Christmas card mailing, and realized STAMPS ARE THINGS and therefore not allowed.

Well, rats. The majority of our Christmas cards will be going out AFTER December 13. Any way you look at it, the weekend of December 14 is going to be very expensive for us.

On a side note, last night we took a cooking class on Basque holiday appetizers with some friends. We had a fabulous time, tried a few Spanish wines, and learned how to make Croquetas, which are deep-fried gravy balls. Now, as my ancestors were, among other things, Irish, I have no room to talk about the food choices of other ethnic groups, but were the Basques really that desperate to contract heart disease? I admit, I live in a country that deep fries Twinkies, but shouldn't food have a trace of nutritional value? Or at least not require angioplasty on the side?

Thursday, November 29, 2007

Day 18 - the "Don't Spend a Dime" Radicals

The universe likes equilibrium, and our buy-nothing-new pact seems to have caused a ripple in the universe--or at least the part surrounding the G. family. Now that one G. household is not spending money, the universe has decided that another G. household must pickup the economic slack, and the H family's poor little Ford Escort was struck dead, forcing them to buy another car as a family of 5 cannot rely entirely on bicycles in Colorado in the winter (I know there are snow tires for bicycles, but at that point, is it worth it???). Before the Escort, it was the hot tub pump. One more large item and they may stop speaking to us.

We have promised to let them know well in advance when we try this for a longer time period, as they may want to purchase a few extended warranties or invest in a team of sled dogs.

Wednesday, November 28, 2007

Day 17 - Beginning to Crack

Andy had a dream the other night where he drove to Costco, got out of his truck and was walking to the store, thinking of what he needed to get, when he suddenly realized he couldn't buy anything anyway, so he had to leave. Poor man--he isn't even allowed to shop in his dreams.

One thing we have both noticed are the emotions tied to shopping--both the thrill of buying something new, as well as the emotions that tend to cause one to buy something in the first place. The marketing world has long known and used the emotional connection to shopping--women in bikinis selling basically anything to men, ads of men fawning all over women because of their brand of lipstick, etc., --but it has been very surprising to learn that the emotional response isn't really being caused by marketing; marketing is simply exploiting something that already exists.

To get a little "retail fix," we have started alternating grocery shopping, but I'm not sure a head of lettuce packs the same sort of excitement that new clothes, a new tool, or a new DVD would, though maybe if there was a bikini involved......

Tuesday, November 27, 2007

Day 16 - We are SO Proud

Today's reason for not spending money:

It's the Talking Larry Craig Action Figure.

We here in Idaho are SO proud!


A Free Speech PSA